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“The MGBI API allows you to quickly determine whether a debtor has been declared bankrupt.”
Product used
Bankruptcy list
Jacek Lewandowski
Bailiff
Court Bailiff Jacek Lewandowski

CUSTOMER:

CHALLENGE:

  • reducing the time needed to verify the legal status of debtors,
  • verifying whether enforcement proceedings can be initiated in a given case.

RESULT:

  • significant savings in time and effort.

The MGBI bankruptcy list is used in day-to-day operations not only by debt collection agencies and debt management companies.

The features it offers are also useful for bailiff offices, as Jacek Lewandowski—a bailiff who practices at the District Court for Łódź-Widzew in Łódź—explained to us.

How did your firm handle this issue before using our data?

We verified bankruptcy data using Google Search. In cases where verification was necessary, we submitted written inquiries to the bankruptcy divisions of the district courts.

How is our data used?

Currently, when initiating enforcement proceedings, we check—using the debtor’s identification information—whether bankruptcy has been declared against them. This allows us to reliably determine whether enforcement is even possible in a given case.

What specific benefits does implementing the application you mentioned offer?

Jacek Lewandowski
Bailiff
Court Bailiff Jacek Lewandowski

First and foremost, it saves time. The app (since we use the API to retrieve data) allows you to quickly determine whether the debtor has been declared bankrupt.

Has the implementation of this solution resulted in the recovery of any specific, large sum of money?

A declaration of bankruptcy precludes the initiation of enforcement proceedings, so no. The main benefit here is the savings in time and effort.

Would you recommend our service to others?

Definitely.

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Product used
Bankruptcy list

What do you plan to use this product for?

How many debtors do you want to verify each month?

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